Incidentals
Most health plans, such as Medicare, have gaps in coverage. Co-pays and deductibles can add up to thousands out-of-pocket for you or your loved ones.
For those over age 50, there are 4 major health concerns that can be emotionally difficult, but also financially draining. The good news is that improvements in medicine have come a long way, which is why your quality of care is more important than ever.
Heading: Heart Attack
- Heart Disease has been the leading cause of death in the US for 100 years.
- 805,000 people in the US have heart attacks each year.
- 90–97% of those who have heart attacks survive.
Heading: Stroke
- 795,000 people suffer a stroke each year.
- Nearly 3 in 5 strokes occur in people over age 65.
- Strokes are the leading cause of serious long-term disability in the US.
Heading: Cancer
- Over 2 million new cases of cancer were diagnosed in 2024.
- 18.1 million Americans are living with a history of cancer.
- The cancer survival rate in the US is projected to increase 53% in the next 15 years.
Heading: Renal Disease
- 131,000 Americans were newly diagnosed with End-Stage Renal Disease in 2022.
- 815,000 Americans are living with kidney failure.
- Only 14% of patients on dialysis are using at-home options.
Having access to funds when you need them can make a huge difference in your recovery
ASB Financial has access to a range of incidental products that can give you access to money should you be diagnosed with a Heart Attack, Stroke, Cancer or End-Stage Renal Disease. This cash influx is paid directly to you.
- Lump-Sum Cash Payments Ranging from $10,000 to $100,000.
- Daily Benefits amounts to cover hospital stays.
- Benefits for preventative and wellness visits.
- Diagnosis consultation coverage.
- Include Accident protection to get payments in case of broken bones, lacerations, burns, dismemberment, slips and falls.
Have Active Kids or Grandkids?
You can get an accident policy to cover the whole family and collect cash if anyone has an accident, slip or fall.