Post-Hospital Care
THE PROBLEM
Do you remember 40+ years ago, when people were admitted to the hospital they stayed until they were better or until they were ready to leave? As you know, that is not the case today.
Hospitals are under pressure from the payer systems, such as Medicare, to discharge patients as quickly as possible. The result is that you or your loved one returns home with little or no professional care. While this may sound inconvenient, it can actually be much more serious.
25% of discharged patients are re-admitted to the hospital within 90 days.1
In many instances, this re-admittance could have been prevented with proper assistance and oversight. Some of the complexities that lead to post-discharge complications are:
- Adverse drug events due to new medication.1
- Infections acquired either at home or from the hospital stay.1
- Procedural complications.1
- Stress, strains or over-exertion from every day activities, such as dressing, bathing, cooking or cleaning.
- Development of common post-hospital conditions such as pneumonia, depression,sleep deprivation, disruptions of their normal schedule, malnutrition and deconditioning (declines in physical ability brought on by forced bed rest) .1 2
Mounting evidence indicates that what happens after a person’s discharge papers have been signed may be just as important as the care they received while in the hospital.2
70% of people turning age 65 can expect to use some form of professional care during their lives.3
Average cost of post-hospital care in Central Florida ranges from $1,300 to $8,973 per month, depending on the level of assistance that is needed.4
THE SOLUTION
Planning ahead and knowing what can happen does not always mean buying insurance. Many don’t realize the major changes that have taken place in the Post-Hospital Care industry in the last decade and protection no longer means having to purchase a traditional Long Term Care policy.
Our agents are well-versed in the solutions available, including revolutionary hybrid protection. Sometimes, something as simple as moving your funds “from one pocket to another” can give you benefit multipliers to truly maximize your nest egg. And if you never use it, it pays out to your beneficiaries with an inflated worth.
We also offer custodial care memberships that are available to everyone regardless of health or age, so there are options for everyone.
Be proactive in preparing for your care so you can secure your independence. When the time comes to use your plan, you’ll be comfortable in knowing that your healing journey doesn’t have to be done alone.
